We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Compulsory Demolition Due to WW2 Bomb

13

Comments

  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Some people get a rough ride when they come here, don't they?

    I don't see this as having anything to do with compo at all. Rightly or wrongly, money was paid-in, so it seems sensible to ask what happened to it and what it bought.
  • moneyistooshorttomention
    moneyistooshorttomention Posts: 17,940 Forumite
    edited 3 August 2017 at 6:41AM
    It is a valid point that the parents will need some sort of physical paperwork (ie Deeds) to prove their ownership or this might fail at first base.

    I don't suppose it is down electronically Registered in the modern-day fashion (though stranger things have happened and no harm in asking).

    From memory - I don't think this electronic Registration started until the 1980s??? It varied as to when it would be across the country. So this may (or may not) have been one of the earlier areas to "get done".

    EDIT; Apparently we are talking a PG2 form from the Land Registry - which is first registration if Deeds are lost or destroyed. Now it's down to whether there is a chance that it's possible to register a property where both the deeds themselves are lost/destroyed and so is the property they are for.

    Now it's down to what the parents have done about their original paper Deeds. Have they kept them is the first question? I know I'd keep paperwork for a property I owned - even if the property itself no longer existed (hoping I could "get it back" at some point - if not the original building - and knowing I'd need to keep the proof I still owned it). Now do the parents think the same way? I'm guessing those Deeds do still exist and are lodged with the company the mortgage was with.
  • Gers
    Gers Posts: 13,466 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Check with https://www.ros.gov.uk/ - the staff there are very helpful. Note that copies of relevant documents cost significantly more than in England. No £3.00 jobbies here.

    The land on which tenements stands is joint owned by each of the (normally) eight residents. It's not normal for just one person to own it when buildings are standing.
  • Well - I've just googled as to when the modern day form of Land Registration started in Glasgow

    - and up came a wikipedia entry:

    which stated things are somewhat different there to rest of the country and property started being Registered there in 1617 - under something called a Register of Sassines before going onto a modern day system in 1981.

    Hmmm...:think: - might be worth doing some further reading around this...
  • Gers
    Gers Posts: 13,466 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    See my post above.
  • I would imagine that he bank who held the mortgage would also hold the deeds. These should have been handed t o your parents on paying off the mortgage.
    My first port of call would be parents and then the bank
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi David, we're not sure where the deeds have gone.

    Doesn't matter, their ownership would have been registered in the Register of Sasines, and it's straightforward to check what happened to their interest (and to get copies of deeds if that seems worthwhile).
    00ec25 wrote: »
    the person who possesses the paper deeds, and moreover in whose name those deeds are entered, is the de facto owner

    No, possession of the deeds is meaningless in Scotland.
    Davesnave wrote: »
    Some people get a rough ride when they come here, don't they?

    I don't see this as having anything to do with compo at all. Rightly or wrongly, money was paid-in, so it seems sensible to ask what happened to it and what it bought.

    Indeed, no matter what the motivation, it's perfectly reasonable to check what happened to their ownership - if they do still have title then it will need tidied up by the family eventually.
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Well - I've just googled as to when the modern day form of Land Registration started in Glasgow

    - and up came a wikipedia entry:

    which stated things are somewhat different there to rest of the country and property started being Registered there in 1617 - under something called a Register of Sassines before going onto a modern day system in 1981.

    Hmmm...:think: - might be worth doing some further reading around this...

    Not really since the Land Registry only records the ownership of land and property in England and Wales.

    As Gers has already pointed out the ownership of land and property (amongst other things) in Scotland is recorded by the Registers of Scotland.
  • Rosemary7391
    Rosemary7391 Posts: 2,879 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Another thought - to do anything with the land will they not need to track down the other owners? Are they still in touch with any of the neighbours, and what did the neighbours do?
  • greyfox
    greyfox Posts: 484 Forumite
    Part of the Furniture 100 Posts
    Something isn't adding up here. OP says that her parents had a mortgage but no buildings insurance. Even now (according to the Council of Mortgage Lenders) adequate buildings insurance would be a condition of getting a mortgage. When I bought my first house in the 1970s, I'm pretty certain that the lender dictated which company it had to be with & the annual premium was added to the mortgage repayments, though this was relaxed some years later.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.