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Starting over 2017
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I didn't tbh because we're way over budget which ever way you look at it, I will mention it going forward though but it's not consistent so hard to judge. Set up basic bank account with no problem this morning with hubby. He is finding it all really difficult because he is more a head in the sand and it will go away type. Found 9 jobs to apply for over the next week so that's a big positive too.
Yeah i know its not always consistent, i just totalled my earnings for the last 3 months then averaged it out.Cashback Earnings YTD £46.04 Survey Earnings YTD £182.66
"Always always train, be the best version of you that you can physically be"0 -
Thanks, will do that and add in part time job earnings too once I get my first wage packet, every little helps. Hubby is selling off some of his hobby stuff and so am I to clear some space and bring in a few extra pounds along the way. Focusing very much on job hunting for the next few weeks as that is the crucial thing missing from the equation at the moment.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Weekend with friends has restored my soul a bit, back to serious house sorting, decluttering and frugality. Hubby has sold about £500 of hobby stuff and the weekly food shop is minimal as there's lots in the freezer that needs eating up. Then it's surveys and job applications for the rest of the day. And it's sunny so everything feels a bit better.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Glad you feel more positive Dora and good luck with the job applications
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
And a free ticket to go and see Alfie Boe in June thanks to best friends hubby who really doesn't want to go and gave me his ticket - very happy with that one!Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Bit of supply work today so really tired now, this work lark is a bit tiring lol
but at least it pays a teeny bit into the empty pot.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Good news om Alfie Boe & the supply.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No supply today but no spend either, a lot of job applications started with forms filled in with all the relevant details, the letter parts take longer and need to update CV as it's still not as good as I'd like it to be.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Good luck with the applications and well done on the NSD.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
3 days work this week so that will help the finances, hoping for 4 next week, am shattered though!Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170
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