The Amazing August NSD Thread!

Sign up people for August!


  • marmiterulesok
    marmiterulesok Forumite Posts: 7,812
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 29 August 2017 at 10:21AM
    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way :D
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch :money: & have been l-o-n-g time NSDers so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots [Weds mornings] in the cracked teapot & Ben's £1 coin for the gym locker [Friday lunch] in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
  • marmiterulesok
    marmiterulesok Forumite Posts: 7,812
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 29 August 2017 at 10:23AM
    Here are our lovely prizes:

    1st target achieved:20tm1w5.jpg

    2nd target achieved: [IMG]http://i57.tiny[/IMG] 2uik5g0.jpg

    3rd target achieved: kcm8lu.jpg

    Target exceeded: 2vd0ksx.jpg

    Consolation prize:5vvz46.jpg

    Shawn the Shark is here to gently encourage any over eager nsders not to use the 'F' word ie F-a-i-l.....Other deterents include the dreaded soggy paintbrush and a manky kipper breakfast lovingly prepared by Igor.You have been warned....

  • marmiterulesok
    marmiterulesok Forumite Posts: 7,812
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 12 August 2017 at 7:26PM
    Post your target and I'll add you to the list!

    marmiterulesok 5/10

    Florence J 5/15

    Nargleblast 4/15

    Purplemomof2 0/10

    beanielou 7/15

    Honeysucklelou2 0/10

    lotti379 2/15

    quintwins 8/20

    NettyR 1/10

    indigowarrior 3/15

    donkids 2/10

    carolynw 0/10

    mizmir 6/10

    squanderscouse 0/10

    determined new ms 4/15

    Kittychick 2/6

    thoragunnr 3/15

    Captain Bluebear 3/12

    honey 2/7
  • marmiterulesok
    marmiterulesok Forumite Posts: 7,812
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 1 October 2017 at 11:33AM
    Post your target and I'll add you to the list!

    The prize:taggg4.jpg

    marmiterulesok 4

    Florence J 3

    NettyR 3

    indigowarrior 3

    squanderscouse 3

    determined new ms 4 taggg4.jpg

    mizmir 5 taggg4.jpg

    Captain Bluebear 3 taggg4.jpg
  • Florence_J
    Florence_J Forumite Posts: 1,942
    Fifth Anniversary 1,000 Posts Combo Breaker
    I am in. I am aiming for 15 NSDs with 3 in a row

    Today is NSD number 1!
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • Nargleblast
    Nargleblast Forumite Posts: 10,762
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    July was a washout, just fell two short of target so I have given myself a short, sharp kicking and am determined to keep my focus on that bouncing Tigger. Put me down for 15 NSDs fir August please, marmite!
    One life - your life - live it!
  • Hi Marmite,

    Glad to see you're ok? What Igor been feeding you?

    Please could I join with 10 this month?

    Thanks for running this thread again :)
  • marmiterulesok
    marmiterulesok Forumite Posts: 7,812
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    i promise that tomorrow i'll be bright eyed and bushy tailed!

    off to bed now. night folks!
  • beanielou
    beanielou Forumite, Ambassador Posts: 87,985
    Part of the Furniture 10,000 Posts Academoney Grad I'm a Volunteer Ambassador
    15 for me for August.
    Thanks Marmite as always :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • Honeysucklelou2
    Honeysucklelou2 Forumite Posts: 4,559
    Seventh Anniversary 1,000 Posts Name Dropper
    I got half way to my target in July but would still like to reach it in August, so could I be put down for 10 NSDs please.
    paydbx2023 #36 £1435/£4300 . 2023 savings challenge £5/£2000 EF £140. Savings 2 £30.00
This discussion has been closed.
Meet your Ambassadors


  • All Categories
  • 340.2K Banking & Borrowing
  • 249.1K Reduce Debt & Boost Income
  • 448.3K Spending & Discounts
  • 232K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 171.6K Life & Family
  • 245.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards