Can you clarify please...

myotai

Deleted_User wrote: »

Do I still get the credit in your blog?

You'll get a mention 🙄

-taff

myotai wrote: »

I took out a loan with Lloyds back in 2004. I was undoubtedly mis-sold PPI primarily as I recall being told (categorically) that I cannot have the loan unless I agree to have the PPI by them

You can't prove this. After 13 years your memory could be ify. So if you write that you were told this, and use it as a complaint reason, you need to show it was true. Otherwise the person who sold it to you can say, i categorically didn't say that.
So you have two people caliming something different went on.
Which one would you believe?
Whch is why it's a totally rubbish complaint reason.

myotai wrote: »

However, the salesman added (with my knowledge) another £5500.00 to the loan to cover a credit card balance.

My question is this:

Does adding that other debt to the loan render the PPI invalid anyway?

Thanks,

M

Did the length of the loan change by adding the extra amount?