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Balance transfer help

i've been building credit score with vanquis and want to move to halifax. From what i understand you move the oustanding balance to halifax...but i've paid it all with vanquis. so what do they mean now?

halifax ask how much i want to transfer, do they mean my credit limit with vanquis?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No. They mean if you want to do a balance transfer.

    If you don't have a balance, you have nothing to transfer. You just start using the card.
  • No. They mean if you want to do a balance transfer.

    If you don't have a balance, you have nothing to transfer. You just start using the card.

    do you know the link to apply to halfiax please? i've been trying but all i find is balance transfer.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You'll find all their cards on their website.
  • You'll find all their cards on their website.
    ok one more question, sorry im imcompetent. when i sign up for halifax i'll have to call up vanquis to cancel or is it automatic?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you want to cancel, you'll need to call them.

    But if you only have the two cards, keep and use both.
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