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Debt, Debt and MORE Debt!!

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  • E5C4P3
    E5C4P3 Posts: 9 Forumite
    edited 16 August 2017 at 12:25PM
    MY sisters has 2 rottweilers on a raw diet, and it costs her just over £40 per month for both, and at just over 1.5kg of meat each per day, she does pretty well. She gets boxes of chicken wings,chicken carcasses, chicken legs, offal, amongst other stuff free from local farm shops, and huge turkey legs can be picked up from asda for about 50p
  • MallyGirl
    MallyGirl Posts: 7,490 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lucky her.
    I feed my malamutes raw - they have around 750g each per day. No local farm shop near me is cheap and certainly nothing is available for free - I have tried them all. Big turkey legs for 50p would be a dream - £4.40 each here in Morrisons. I keep an eye out for yellow stickers but there isn't usually much apart from offal.
    I buy whole chickens for us sometimes and then joint them so that the dogs get carcasses - otherwise I have to buy them frozen. I get the meat from a local pet shop that stocks a big range of raw - anything from 89p/lb upwards.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,263 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    TheRoders wrote: »
    A quick update from me. I have also started a diary

    The great news is that this month I cleared the one overdraft. I have also reduced my Lloyds CC to £1000 limit from £5000 and I've closed the £650 overdraft!!

    I have juggled the figures based on all your fab advice and am throwing on average £1800 to the debts every month while still being able to put a bit away for a holiday next year :) The payments total £800 a month so an extra £1000 a month towards the debts should see them gone (apart from Black Horse) by June 2019. Can't Wait!!!

    £1800 is a substantial monthly payment and if this clears most of it in just under 2 years that sounds good considering a lot of it is at 0%. My advice would be to tackle the second overdraft and the Oak Furnitureland debts and the Barclaycard as they are all charging interest. Your most expensive debt seems to be the Black Horse loan so if you are able to overpay this I would increase the monthly payments to clear it quicker and save on interest.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
  • TheRoders
    TheRoders Posts: 176 Forumite
    Yes, I think I have cut my spends down to the bear minimum now. I will run with it until the end of the year which should see Trotec and my mum and dad paid off which are my 2 priority ones currently and then re-evaluate.
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