We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Ccj disappeared from experian
Options
Time2go
Posts: 198 Forumite
Hi I had two ccjs on my credit report (and still on equifax) one June 2012 one Dec 2012 both settled a year ago.
Well on checking monseysaving expert credit report the June 2012 one has fallen off but it was only 5 years old has this happened to anyone else ?
Well on checking monseysaving expert credit report the June 2012 one has fallen off but it was only 5 years old has this happened to anyone else ?
0
Comments
-
This happened to me too, I had 2 years left on it0
-
Hello Time2goHi I had two ccjs on my credit report (and still on equifax) one June 2012 one Dec 2012 both settled a year ago.
Well on checking monseysaving expert credit report the June 2012 one has fallen off but it was only 5 years old has this happened to anyone else ?
CCJs fall off your credit file after 6 years regardless of when (or if) they have been settled. If I've understood your post correctly, there is therefore nothing unusual or incorrect about what is now showing/not showing on your file. The latter CCJ will come off in December.
Dennis
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
The June 2012 one will have been 6 years old this year - therefore removed.
The December 2012 one will drop off in a December this year0 -
This post is a year old£2 Savers Club for 2022 #120
-
The OP has not logged in here since last December.
If you want the OP now maybe send a pm in the hope that they will be alerted to your posts.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards