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Closing a credit card with a incredit balance

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TMBH
TMBH Posts: 12 Forumite
I recently opened two new credit card accounts, one for using abroad (Halifax) and one for general purchases (Amazon).

I had been using a card prior to this, an earlier Amazon card. I am all set up to just use my two new cards as they have higher limits and earn me cash back etc so I want to close my older account. I've just been granted a refund on my old card so I now have a £350 credit on the account. If I send the money to my current account I have to pay a 4% charge!

Can I just close the account and have the money automatically transferred into my linked current account?

I have always paid off my balances in full, have a mortgage and not in need of any loans anytime soon.

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