Android Pay and £30 limit

surreysaver

Just trying to make maximum use of the 5% cashback by using Android Pay and my newly acquired Santander Lite account. Went out to lunch and as it was above £30 it wouldn't work. So I was wondering whether it was worth creating a list of establishments who won't allow Android Pay above £30. I'll start it off with Marstons Restaurants.

deew73

Contactless payments have upper limit of £30 so i guess this is the same

surreysaver

deew73 wrote: »

Contactless payments have upper limit of £30 so i guess this is the same

Android Pay is different, so you guess wrong. Up to £30 you can use your locked phone, above £30 needs to be unlocked.

20aday

It depends whether or not the business you're using has enabled higher value payments on their terminals.

For example you could go into Boots the Chemist and spend £50 and you'd be able to use Android/Apple Pay.

Other retailers such as Lidl/Aldi and similarly Sainsbury's also have higher limits for mobile payments as do IKEA.

Gers

I bought something in Curry's the other day and they don't do contactless payments at all. When I asked why I was told that most of their transactions are above £30.00 so it's not worth their while.

They didn't realise (or probably) care that Apple Pay allows payments up the cash withdrawal limit of the card.

I bought a cable costing £11.99!

mt99

on the basis that this is a money saving site hope you dont mind my pointing out you probably went to the mist expensive place to buy your cable....!

takman

surreysaver wrote: »

Just trying to make maximum use of the 5% cashback by using Android Pay and my newly acquired Santander Lite account. Went out to lunch and as it was above £30 it wouldn't work. So I was wondering whether it was worth creating a list of establishments who won't allow Android Pay above £30. I'll start it off with Marstons Restaurants.

Did you unlock your phone before trying it?

Everywhere i have tried it above £30 it has worked each time. Even in an independent business where they insisted that it would not work above £30 ever.

paragon909

I find having to hold a big phone and have it unlocked just to use android pay annoying.

Where as a small plastic card with a RFID chip will do the same job. More trouble than it's worth. Plus it's against the law to use your phone for drive thru etc, So kind of a waste of time. Maybe handy if you forgot your wallet or something, But that's about it.

SnowTiger

paragon909 wrote: »

I find having to hold a big phone and have it unlocked just to use android pay annoying.

Where as a small plastic card with a RFID chip will do the same job. More trouble than it's worth. Plus it's against the law to use your phone for drive thru etc, So kind of a waste of time. Maybe handy if you forgot your wallet or something, But that's about it.

Can you make contactless payments over £30 with your small plastic card?

colsten

paragon909 wrote: »

I find having to hold a big phone and have it unlocked just to use android pay annoying.

Swap your phone for an iPhone which doesn't need unlocking just to pay. Better still, get an Apple Watch as well, so you don't even have to reach for your phone at the till.

Gers

mt99 wrote: »

on the basis that this is a money saving site hope you dont mind my pointing out you probably went to the mist expensive place to buy your cable....!

Yes, I know! It was a domestic emergency situation and Currys was the nearest place. And I needed it 'then'.

Won't do it again sir!!