We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
What Mortgage product at the end?
Options
moneysavinggirl40
Posts: 435 Forumite
Can anyone provide advice on what mortgage product they're considering changing to or would change to when they're coming to the of their mortgage?
Important to me is to be able to overpay without limits if possible, i'm comfortable with £20K extra a year, no ERC and no exit fees. If the product is only 10% overpayment a year then I am conscious I would be penalised, as I could pay more off mortgage and have ERC's to deal with which I do not want.
Ideas appreciated
Important to me is to be able to overpay without limits if possible, i'm comfortable with £20K extra a year, no ERC and no exit fees. If the product is only 10% overpayment a year then I am conscious I would be penalised, as I could pay more off mortgage and have ERC's to deal with which I do not want.
Ideas appreciated
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards