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Improving credit rating quickly

Hi - I need to improve my credit rating quickly. I have checked my credit report and I am very rated as very poor. I plan to pay off my credit card (5k) this month, I am chasing a defaulted payment from 2015 to see what it is, I am registered to vote.
Is there anything else that I can do to improve this?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ignore your credit score or rating. It's entirely meaningless.

    Ensure you settle all the defaults. Clear credit card balances. Use a card regularly and clear in full each month.

    Time will do the rest.

    The only rating that matters is the one that lenders give you when you apply.
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