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Credit limit increase
Sncjw
Posts: 3,595 Forumite
Hi I have a next account and they have sent me an email saying they can increase my limit to £3750 from £600. That is a massive jump Especially when I barely reach £100.
Should I accept the increase when it's not needed.
Should I accept the increase when it's not needed.
Mortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £55,819
Cc debt free.
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £55,819
Cc debt free.
0
Comments
-
Up to up. It's not a huge amount.
But if you think you have too much credit elsewhere, then decline it.0 -
I only have my credit card 2k limit and my phone which is £20 a monthMortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £55,819
Cc debt free.0 -
Then I'd accept it. Makes you look a little more trusted.0
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Even if I pay off my credit card in full each month and my next account . Why offer this limit when they barely touch itMortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £55,819
Cc debt free.0 -
They're hoping for increased spend. Doesn't mean you have to make it.0
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They did it to me, I buy a couple of pairs a trousers for work, a couple of shirts and they increased my limit to £5000.0
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Did you accept the limit.Mortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £55,819
Cc debt free.0
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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