Need help prioritising home improvements with our income/debt situation

tonyh66

jupiteria wrote: »

It's really a matter of not wanting to spend the money and not knowing how it should be spent (cheaper roof? New garage?), plus we need to save for four flights to the US next year. But yes, in theory, we could begrudgingly pay for it all over the course of several months.

If you have £1200-£1500 spare each month you could easily pay off the credit card within 4 months without using all your spare, lets be conservative and say 4 flights to US costs £3000, thats only 2-3 months worth of spare cash.
Its up to you, but you can easily afford to replace the garage and take the US trip without being financially stretched.