Letter from Lowells advice please?

Saverinho

Hi all,

I recieved a letter today from Lowells telling me that they purchased a debt from a water supplier in March 2014 that I am responsible for. The amount is £70. They say it relates to my time at an address. I rented the address they mention from Sept 2011 to Sept 2012. I moved out but as far as I am concerned I settled all utility bills and all was fine. I have never heard anything until today's letter.

I have never missed a payment for anything to my knowledge but through passage of time I have no paperwork of proof of payments made woith respect of water from 2011/12. At the time I was living with my ex and we were paying from a joint account which has now been closed for years and I have no details of.

I'm shocked at recieving this letter and unsure what to do. I used to regularly enter water readings through the company's online service so do not know how this could have happened.

I'm unsure if this will be a statute barred debt due to the time passed.

Can anyone advise me what I should do? I have seen the "proveit" letter but if I send that then will I have acknowledge the debt?

I should add that this year I obtained a mortgage and at the time my credit score was 999 with no trace of this matter.

Thanks.

sourcrates

Saverinho wrote: »

Hi all,

I recieved a letter today from Lowells telling me that they purchased a debt from a water supplier in March 2014 that I am responsible for. The amount is £70. They say it relates to my time at an address. I rented the address they mention from Sept 2011 to Sept 2012. I moved out but as far as I am concerned I settled all utility bills and all was fine. I have never heard anything until today's letter.

I have never missed a payment for anything to my knowledge but through passage of time I have no paperwork of proof of payments made woith respect of water from 2011/12. At the time I was living with my ex and we were paying from a joint account which has now been closed for years and I have no details of.

I'm shocked at recieving this letter and unsure what to do. I used to regularly enter water readings through the company's online service so do not know how this could have happened.

I'm unsure if this will be a statute barred debt due to the time passed.

Can anyone advise me what I should do? I have seen the "proveit" letter but if I send that then will I have acknowledge the debt?

I should add that this year I obtained a mortgage and at the time my credit score was 999 with no trace of this matter.

Thanks.

Blimey Lowell are popular on here tonight !!!

You should send the provit letter yes.

It is specifically worded so as not to acknowledge anything..

Saverinho

Should I send it straight away or wait for some kind of threat of enforcement?

sourcrates

Saverinho wrote: »

Should I send it straight away or wait for some kind of threat of enforcement?

Best do it now and get it over with.

For £70 it won't go to court, but dealing with it will get them off your back.

confusedindebt1

lowell have said they do not have original credit agreement but have sent me statements of transactions i made with the original creditors....is that satisfactory as proof of agreement or do they need to provide the original credit aggrement with signature to enter a ccj??

fatbelly

confusedindebt1 wrote: »

lowell have said they do not have original credit agreement but have sent me statements of transactions i made with the original creditors....is that satisfactory as proof of agreement or do they need to provide the original credit aggrement with signature to enter a ccj??

You need your own thread. Leave this one for the disputed water debt