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Tales from The Shire

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Comments

  • Well done for standing your ground. It's a lot of money you are paying out - you should get what you pay for.

    Thanks @savingholmes - I had an email today to say they're coming back on Monday so just one more day of stress and then I can relax a bit.

    Fortune x

  • beanielou
    beanielou Posts: 99,416 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's great news.
    Enjoy.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • savingholmes
    savingholmes Posts: 29,170 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got to 'indulgently' relax in your new art nook. It sounds wonderful.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
    3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.3K updated 17/4/26
  • SandyShores
    SandyShores Posts: 2,065 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Sounds lovely - your own nook for art.
    "Think of many things, do one"
    Mortgage est. 30 Apr'26 est. £201,500 £309,749 2020 (ends 2038 - aim for 2031)
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga 

  • Hello Fortune glad that the end is in sight for the redecorating! We also had take away fish and chips last night. Have a great weekend CM
  • beanielou said:
    That's great news.
    Enjoy.

    Thank you @beanielou

    Glad you got to 'indulgently' relax in your new art nook. It sounds wonderful.
    Sounds lovely - your own nook for art.

    I love it @savingholmes @SandyShores.  Don't know why I didn't think of it years ago.

    Hello Fortune glad that the end is in sight for the redecorating! We also had take away fish and chips last night. Have a great weekend CM

    It was a lovely treat @Cornish_mum.  Hope you enjoyed yours too.


    Fortune x

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