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Tales from The Shire
Comments
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Islands
I have created some islands of calm and feel much better for it. Mr F's study is clean and tidy - he's currently in there on a conference call. There are still some things to clean up and return to their homes there but not too much. I've also cleaned the kitchen (well except for the floor which can wait for a bit) and am sitting at the counter looking at three new completed windows 😁 There are no blinds up as these were fixed to the windows and I think the new blinds will be fixed to the wall. I've had a quote for those and it's significantly less than I was expecting so I think I can go ahead and order those and the new curtains for the dining room.
Not looking forward to more disruption next week - particularly as the plumber is booked to put the new macerator in as well. At least most of the house should be back in order by then. Cleaning the annex and my Christmas cooking plans will have to be put aside for now. A girl can only do so much cleaning 😆
The grocery shop arrived and came in a little under budget. And I settled up with Young Decorator to date. He's going to come back and touch up the paint work around the windows once the fitters have finished so there'll be a little extra cost there.
There's no one due in the house tomorrow except for us Fortunates. So, hopefully, we'll have a quiet, uneventful day. Fingers crossed 🤞
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living6 -
Well done for standing your ground. It's a lot of money you are paying out - you should get what you pay for.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
savingholmes said:Well done for standing your ground. It's a lot of money you are paying out - you should get what you pay for.
Thanks @savingholmes - I had an email today to say they're coming back on Monday so just one more day of stress and then I can relax a bit.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living3 -
A Nook of One's Own
I cleaned up the landing and upstairs corridor today and then Mr F set up my art nook for me 🥳🎉🥳 I'm so excited about it! I sorted out all my art materials in the new to me desk and pedestal and then spent an hour making Christmas presents. It was a bit of an indulgence really as there's still so much cleaning up to be done in the house but I couldn't wait.
We had pizza from the freezer for lunch and Mr F has just gone out to get a fish and chip supper 😲 We're just exhausted after all the upheaval and it won't hurt if we eat less healthily for a couple of days.
Tomorrow I'll clean the hall and put everything back in there. Might do some more crafting too 😁
Happy Friday everyone!
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living5 -
That's great news.
Enjoy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Glad you got to 'indulgently' relax in your new art nook. It sounds wonderful.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Sounds lovely - your own nook for art."Think of many things, do one"
Mortgage 31Oct'25 est. £207,450 £309,749 2020 (current ends 2038 -aiming for 2031)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga4 -
Hello Fortune glad that the end is in sight for the redecorating! We also had take away fish and chips last night. Have a great weekend CM3
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beanielou said:That's great news.
Enjoy.
Thank you @beanielousavingholmes said:Glad you got to 'indulgently' relax in your new art nook. It sounds wonderful.SandyShores said:Sounds lovely - your own nook for art.
I love it @savingholmes @SandyShores. Don't know why I didn't think of it years ago.Cornish_mum said:Hello Fortune glad that the end is in sight for the redecorating! We also had take away fish and chips last night. Have a great weekend CM
It was a lovely treat @Cornish_mum. Hope you enjoyed yours too.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living3 -
Green
Here's a little bit of our green walls and a corner of my art nook 😁
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living5
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