📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Out of date balance showing on Experian/Equifax for Lloyds Credit Card

Options
2»

Comments

  • john1002
    john1002 Posts: 985 Forumite
    Part of the Furniture 500 Posts
    I'd get onto Experian and say now you have a score of 999 to get those mortgage monies over forwith ��
  • MABLE
    MABLE Posts: 4,236 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Very disappointed to see on my Equifax report generated today it showed my Barclaycard balance still outstanding and were originally paid off on the 26 June. However Lloyds card was also paid off the same time and that is already reflected in my up to date report.
  • ackone
    ackone Posts: 8 Forumite
    edited 20 July 2017 at 3:41PM
    Hi Mable. From the conversation I had with Experian, based on my collection of Credit Cards, the ban ks update the Credit Agencies monthly, around the following dates :

    Barclaycard : 13-15th of each month
    Lloyds : 13-17 th of each month
    MBNA : 1st - 6th of each month

    That said, my wife's Barclaycard with a clear balance is still showing (after this date) on her Credit file. It's all a bit hit and miss as far as I can tell.
  • ackone
    ackone Posts: 8 Forumite
    I wish John ... but it's Santander I want the cash from :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.