Mortgage remaining how long will bank give me to decide.

Yorkshireman99

I understand your predicament. Nevertheless your aunt needs to get a move on and deal with the job she has taken on. The mortgage company will wait. Six months from the date of death should be ample to get probate. I am sorry to be blunt but you should not pay a penny more and if not done already the mortgage company should be told the facts. It I a quite normal situation for them to handle.

getmore4less

Stop paying the mortgage will accelerate the lenders interest.

Do you want to keep this place or not?

if not bothered then withdraw your support(and finance) for any plan and just keep saying Sell it.

if you do want to keep it then the current stratagy might work but does risk the lender not being happy.

if you had moved in and kept paying and were sennding the message I want to try and resolve this to be my home the lender may have been simpathetic as long as they were getting paid.

Oh the other thing we have agents managing it, first sign of problems they will be of no help at all,

I suspect the executors have no idea what they are taking on by having a rental property in the estate trust.

Yorkshireman99

I don't suspect but am 99% certain she doesn't know. The letting agency have probably told her that they will do everything.

Jenniefour

Agree, executors do not know their legal obligations and how to act, no particular reason why they should. But what's worrying is that a solicitor is going along with this, when they should be advising the executors correctly. And they still don't have the grant of probate which can be obtained in weeks. No bank is going to agree to let in this situation.

No offence to you, OP, but you need to learn how to stand your ground when others are exercising inappropriate control over issues that affect your life. And I did have the sense that you'd been beaten down here, hence my earlier response, which is me colluding with this nonsense as well.

getmore4less

Jenniefour wrote: »

Agree, executors do not know their legal obligations and how to act, no particular reason why they should. But what's worrying is that a solicitor is going along with this, when they should be advising the executors correctly. And they still don't have the grant of probate which can be obtained in weeks. No bank is going to agree to let in this situation.

No offence to you, OP, but you need to learn how to stand your ground when others are exercising inappropriate control over issues that affect your life. And I did have the sense that you'd been beaten down here, hence my earlier response, which is me colluding with this nonsense as well.

This is a very common misconception.

Solicitors act on instruction, you have to be very clear on the instructions and what questions you ask based on those instructions.

Yorkshireman99

Solicitors should not simply take instructions. They should advise a client accordingly if need be. Unfortunately some clients will not be told. IMHO a solcitor who continues to act in such circumstances is not acting ethicly.