MSE News: Santander 123 Lite offers 5% cashback on mobile payments

surreysaver

I've had a 123 account for years, opened an Everyday account about 3 weeks ago with the intention of using it as a donor account (I should have thought of upgrading that to a 123 Lite but didn't think), and a week ago opened up a 123 Lite for the cashback. I haven't had a problem.

surreysaver

Having problems with my Santander Lite and the 5% cashback. Staff in shops don't know about the £100 limit as opposed to the £30 limit; my card has been blocked and despite me responding to the anti-fraud text it still isn't working, so I'm missing out on cashback. Seems a poorly managed promotion - something reminiscent of their Abbey National predecessors.

KTF

The cashback is only if you use apple pay or android pay.

Using your santander debit card will not get you any cashback.

surreysaver

KTF wrote: »

The cashback is only if you use apple pay or android pay.

Using your santander debit card will not get you any cashback.

Is that in response to my post? If so, I'm only using it for Android Pay. Seems more hassle than its worth.

batrachophagus

faddy wrote: »

Fraudulent how?

Fraud = deception for financial gain.


I am thinking of setting up a fake merchant account so I can bill myself for non-existent goods, just so I can take advantage of a short-term cash-back promotion.


You don't see anything wrong with that statement?


I'm not saying they are going to suffer legal sanctions if discovered. I'm not even saying they would have their accounts closed.


Plus, if they don't honour the cash-back you are going to have generated fees that you can't recover.

faddy

batrachophagus wrote: »

Fraud = deception for financial gain.


I am thinking of setting up a fake merchant account so I can bill myself for non-existent goods, just so I can take advantage of a short-term cash-back promotion.


You don't see anything wrong with that statement?


I'm not saying they are going to suffer legal sanctions if discovered. I'm not even saying they would have their accounts closed.


Plus, if they don't honour the cash-back you are going to have generated fees that you can't recover.

Sorry, thought you were talking about the Monzo idea, must have been reading the thread backwards

surreysaver

Does anyone happen to know when Santander will be paying the cashback? I know they said 'during November', but anyone have an idea what the date will be based on? I just need to pick a date to switch me account...

wakeupalarm

30th November

[Deleted User]

Just had my mobile phone spending cashbackon Santander 123 Lite credited to my account. £15.48.

okydoky

Just got mine, £58, so it ended up including ALL payments including payments to bookmakers accounts which I thought might be excluded, as well as Monzo top-ups.

Wish I’d done more on the Monzo card now!!