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Experian Credit Score coming up differently?
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Jlawson118
Posts: 1,144 Forumite
I know the score itself doesn't really matter and isn't what lenders see, although I currently see my Experian Score from three different platforms. Barclaycard, MSE Credit Club & the free Experian Itself.
The Barclaycard one has updated every 60 days for the past year that I've had the account now and the other day it updated and showed that I had a score near enough the maximum 999, and was in the middle of Excellent.
Around two days later, my Credit Club score updated and was at 815 and in the middle of 'Fair' which is very disappointing really. Logging onto Experian itself comes up with the same number, but that is due to update in nine days.
My question is, is there a delay on the MSE credit club? Or is the Barclaycard one wrong? Does anybody know?
The Barclaycard one has updated every 60 days for the past year that I've had the account now and the other day it updated and showed that I had a score near enough the maximum 999, and was in the middle of Excellent.
Around two days later, my Credit Club score updated and was at 815 and in the middle of 'Fair' which is very disappointing really. Logging onto Experian itself comes up with the same number, but that is due to update in nine days.
My question is, is there a delay on the MSE credit club? Or is the Barclaycard one wrong? Does anybody know?
0
Comments
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The scores used to be wrong and meaningless. Now they're inconsistent as well.
Just add them up and take the average.0 -
Unless you are hoping to achieve the perfect 999 score and print it off and frame it, then it doesn't really matter. Check the data is the same on the various reports as this is the important thing.0
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