LBC - Settlement Offer - Need advice!

SouRz

Thanks for your help guys. I'll scan the letter once I get home and upload it!

Redx, apologies for my mistake there - I gathered they would have their correct address on their payment website, obviously I'm mistaken here! What would happen if someone were to send correspondence to their incorrect address on their website?

Please give me an hour or so and I'll drive home to grab the letter and then post it on here.

Redx

I would assume they have a postal redirection in place for a year or two , so I assume their mail is redirected by the local sorting office to the new golf club address (that is how I knew there was something iffy in your letter - it had the old address)

would you not think the same ? (seems obvious to me)

my point was that you were responding to a supposed LBC yet the address you were posting to didnt match their current address

this led me to believe you had a DRP letter on old headed notepaper (where Glads pimp out their letterhead to a DCA - believe me its a well known sc@m that came to light when they moved last year)

you are young and naive on this topic , so dont assume and dont believe everything you read (you were 13 or 14 when POFA2012 came along)

the regulars here have been fighting these sc@ms for years, so we have a wealth of knowledge you could not begin to get to grips with , just like your teachers and lecturers do

if it has the golf club address, and if DRP or some other DCA are not mentioned anywhere , and if it has LBC on it , then yes it could well be a REAL LBC

we dont think that GLADS bother to read anything you send them , plus I do not believe they will accept a lower amount for their client - they know they have you on the run and will increase the pressure to settle IN FULL

beamerguy

Zero_Gravitas wrote: »

NOT Photobucket. If you want to third-party host on photobucket, they will now want $399 a year from you; and if you have any photos only on there, they are effectively ransomed until you pay.

Makes the PPCs look almost reasonable.

New to me, but if photobucket want to be so stupid there are other
free hosting sites even facebook

Coupon-mad

You need to re-think your approach to this. PCM are not a firm to pay and will not accept an offer, this is all pointless. The way to respond to a LBCCC is in the NEWBIES thread post #2 and it is NOT making an offer that will never in a million years get you anywhere.

This is PCM's calibre, one of the lowest knuckle-dragging ex-clamper firms you could hope to be dealing with and not worthy of your money:

http://www.bbc.co.uk/programmes/p02sh3sr

Just because they are the same firm as at Bluewater doesn't make them 'legit'. You will get a court claim soon and you WILL need to defend it. Tons like your case on here, almost every case won, and even if an odd one is lost they do not pay anything much different than the £160 demanded now.

Yes you are starting Uni but this will be all over in the first term. You will also be able to choose (when you get the claim) which home address you give for service - based on how anti-PPC the local court is, you will have a genuine choice between your home address and your Uni address.

For example, Wigan court = dreadful (seemingly they have no clue about this scam) Skipton or Manchester Court = brilliant, they kick PPCs every day, it seems!

And when I say court, this is not a criminal matter, does not have to be 'declared' to anyone, it's just a civil dispute, more like a formal 'Judge Rinder' experience than anything else and has no effect on your future credit rating, even if you lose, as long as you then paid in the end (if you were a rare loser).

Your car was there minutes, in the dark - you'll have a defence based on 'signs not lit'.

SouRz

Hi

Thanks coupon mad, that was a reassuring reply!

Here is the letter for those interested:
hxxp://imgur.com/a/sOSDR

Looks like a legitimate LBCCC to me

beamerguy

SouRz wrote: »

Hi

Thanks coupon mad, that was a reassuring reply!

Here is the letter for those interested:
xxxxxxx

Looks like a legitimate LBCCC to me

link removed

Quentin

SouRz wrote: »

Hi

Thanks coupon mad, that was a reassuring reply!

Here is the letter for those interested:
hxxp://imgur.com/xxxxxxxx

Looks like a legitimate LBCCC to me

The ppcs monitor this forum and can use your thread against you.


You can easily be identified from the letter which contains a unique ref no. Take it down or make it anonymous


Treat it as a LBCC.

pappa_golf

red cow yd mail fowarding https://www.endole.co.uk/explorer/company/postcode/sk3-8ax

SouRz

So do I respond to this LBC? Do I need to do anything right now or do I await the court papers?

fb1969

Remove the document you have uploaded!

It contains your name and a reference number.