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Mis selling of credit cards
Hogieone
Posts: 1 Newbie
After the PPI mis advice payouts, is there going to be a claim for being bullied into the use of credit cards and the way banks base credit ratings on the use of credit cards?. I never have wanted one but had to with the pressure from constant letter saying how easy it was to sign up and being one of thousands who have been thrust into debt by the use of them.
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Comments
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No.
The choice to spend - and whether you repay - on a credit card is yours and yours alone.0 -
Did you not have a bin to put said letters in, or perhaps a recycling box?0
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Could have put it on the card...0
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What's the Stooze here?0
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After the PPI mis advice payouts, is there going to be a claim for being bullied into the use of credit cards and the way banks base credit ratings on the use of credit cards?. I never have wanted one but had to with the pressure from constant letter saying how easy it was to sign up and being one of thousands who have been thrust into debt by the use of them.
Im afraid the banks dont base anything on credit ratings since the credit ratings areonly seen by us, us being the customers/ Joe Public.
Why couldnt you just shred the address on the letter and recycle the rest ?
Do you not have any self control ?
I fear for some folk in this country/world, no self control.0 -
Today my new B card arrived - I didnt ask for it, never heard of it. Lots of bumpf - not a mention of interest rate, credit limit - just you can use this everywhere its a credit and debit card - you dont even need an account - just a mobile gadget. Is this for real? Ive spent 20 years working with folk in bad debt situations - but not come across this before. No credit check - card all made out in my name..!!!!!!?
Anyone else had one drop through the letter box? Is this legal? Is this moral?0 -
Do you have a Clydesdale / Yorkshire account ?
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
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Today my new B card arrived - I didnt ask for it, never heard of it. Lots of bumpf - not a mention of interest rate, credit limit - just you can use this everywhere its a credit and debit card - you dont even need an account - just a mobile gadget. Is this for real? Ive spent 20 years working with folk in bad debt situations - but not come across this before. No credit check - card all made out in my name..!!!!!!?
Anyone else had one drop through the letter box? Is this legal? Is this moral?
B is Yorkshire Bank. If you didn't request it you should contact them, as well as checking your credit file for signs of fraud.0 -
And is it a real card or one of those advertising campaigns ?
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
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