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Why would you not do one of the following?...
Option 1:
Open a Nationwide FlexDirect and Flexclusive Regular Saver for £131.25 over the next year. This could increase to £231.25 if you switched a current account to them. That's 5x the return of a 1% ISA...and 10x if you switch!
Option 2:
Upgrade to/open a new Club Lloyds for your current account and take their Regular Saver too. This would give a return of £68.75 (actually it would give you more as you'd drip feed some of the 2% current account funds into the 3% regular saver, but I can't be bothered to work it out).0
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