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First credit card to hire a car

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Hi,
Im renting a car in Spain for 9 days but I need a credit card to give them when I get there, Ive never had one and they're saying it has to cover the excess and deposit (£1450) does any one have any ideas on how to get a credit card with a limit that will cover this? Or any help at all really?

Thanks :)

Comments

  • eskbanker
    eskbanker Posts: 36,937 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Start by checking your credit files to see how you'll be perceived by prospective lenders: http://www.moneysavingexpert.com/loans/check-free-credit-report

    If you have a relatively weak file, you'll need to start by looking at sub-prime cards: http://www.moneysavingexpert.com/credit-cards/bad-credit-credit-cards

    You can check which you're most likely to be accepted for with the MSE eligibility checker: https://creditcards.moneysavingexpert.com/?bad-credit

    Unfortunately you're not particularly likely to get a card with an initial credit limit of more than £1450 though, so you may need to negotiate with the rental company or find another one.
  • Sncjw
    Sncjw Posts: 3,562 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I got my first card with a higher limit than that so not entirely true
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    You can avoid the need for such a high deposit by purchasing the hire firm's own extra insurance to cover the CDW excess. They will offer you this when you pick up the car. It can be quite expensive, especially if you are choosing one of the cheaper companies (beware!), but buying this cover independently and much cheaper will not remove the need to have a large deposit blocked on your credit card.
    Evolution, not revolution
  • ndf9876
    ndf9876 Posts: 404 Forumite
    Part of the Furniture 100 Posts Name Dropper
    As a slight aside, when you sign the car rental agreement, check and read what you're signing (i.e. agreeing to pay charges, paying for optional extras).
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