Decision time on finances

bostonerimus

Stravinsky wrote: »

Heh heh, you're remarkably right. Once a year I have a review meeting. I'm not sure anything will change, unless I change my attitude to risk. Because of my age / approaching retirement its in lower risk investments.

I understand totally your last comment, and it is very true ... those are my choices, but I dont think I have the knowledge or experience to make those investment decisions on my own.

Getting rid of your financial advisor could be the best investment decision you'll ever make.....an immediate 22% gain in income. Learn the basics of investing....it will take you a couple of days......get your money out and DIY by investing in a simple portfolio that might be a global equity index fund and a global bond fund, or go with a multi-asset fund.

Eco_Miser

Stravinsky wrote: »

I find that some of the funds require a minimum figure of £100k, hence why that wouldnt work for me. I guess an IFA either has multi people in a fund or has special deals with them

As do most/all the DIY platforms.
It's not usually a problem.