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Some Advice Please.
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Danny68
Posts: 7 Forumite
Hi,
Whilst checking my Equifax credit file through Clearscore. I found it was missing my address from 2006-2010.
FYI. My address between these years is on my Experian and Callcredit reports.
I know lenders usually just look for the last 6 years anyway, but it only shows me on the electoral roll from 2014, (on callcredit from 2013) I don't think i was on the roll from 2010-2013...so no problem there. (my fault for not applying at the time)
Will that missing period worried future lenders? ...I know most lenders use Experian and/or Equifax. .But some use Equifax exclusively..what should I do....should I leave it.as it is? get it updated ? ( If so, how do I do this?)
What's your advice.
Thanks in advance.
Danny
0
Comments
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They won't see it, so don't worry.
They can only see the past 6 years.0 -
Aha, thank you i never knew.that .i had always thought they could see most of what we see on our I records (not all of course) , but just chose to use the last 6 years. thanks again...
If it's not to much bother to ask, can you tell me what else they can't see?.. i know soft searches etc, are generally unseen.
Thanks0 -
Aha, thank you i never knew.that .i had always thought they could see most of what we see on our I records (not all of course) , but just chose to use the last 6 years. thanks again...
If it's not to much bother to ask, can you tell me what else they can't see?.. i know soft searches etc, are generally unseen.
Thanks
Lenders are also unable to see the names of the companies that provide you with credit.0 -
Really! ...wow, i thought they knew ..i thought it showed that info with amount owed and history etc. Thanks never realised that. surprising!0
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