Mirror wills

My DH and I have mirror wills, is if he goes first everything goes to and vice versa. My husband has dementia and whilst I'm hoping to care for him at home realistically I can see this may not always be the case.

We don't have a large cash fund, although DH has a drawdown pension, we do own our home jointly. I accept that if DH needs care he will have to pay for it and I don't have an issue with that. What concerns me is, if a charge is put on his share of the house and I wish to downsize, would I be able to keep sufficient funds to buy another property and pay the costs incurred or would they, whoever they are, take their share first.


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