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Date of default 10/07/2011- when will it be removed from my credit file?

*Kat*
Posts: 1,829 Forumite


I think it's this year, will it be when they refresh the report, or do you think I'll have to contact them?
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Comments
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It's automatically removed after 6 years.0
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Some credit reference agencies update sooner then others, but the entry will just disappear after this month yes.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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It could take up to a month (mine did) depending on the update cycle if each CRA.
Frustrating when you have already waited 6 years, but it will be gone by this time next month without any intervention on your part.0 -
Thanks everyone0
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