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I need some help with Probate

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  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    although I'm not entirely sure he has my best interests at heart!)

    Now, as I mentioned the nice man that came to see me works for a probate company and did his best to convince me that applying for probate and administering the estate is something that I shouldn't worry my pretty little head about and that his company would do it all for me for around £6500.

    He definitely doesn't have your best interests at heart!

    That's shocking. :(
  • Yorkshireman99
    Yorkshireman99 Posts: 5,470 Forumite
    I started reading this thread as I am sole executor and beneficiary of my late husbands estate, and was hoping to find some useful information. I'm disappointed to see an argument springing up and fail to see the relevance to the original question. However, let's ignore that for now. For MrsP - what I have gleaned so far from a very nice man who works for a probate company (although I'm not entirely sure he has my best interests at heart!) is the following. You say the wife died two years ago and the daughter inherited her half of the house, so from that I am assuming that the wife's estate has been dealt with. The threshold for inheritance tax is (currently) £325000, I'm not sure if this was the case two years ago, but if the wife's estate was valued less than this then any remaining unused portion can be transferred to the husband. So for arguments sake, let's say that her estate was valued at £200000, then the remaining £125000 is transferred to the husbands estate giving him a total of £450000 before any inheritance tax is due.
    Now, as I mentioned the nice man that came to see me works for a probate company and did his best to convince me that applying for probate and administering the estate is something that I shouldn't worry my pretty little head about and that his company would do it all for me for around £6500. My question to the forum is is it really such a complicated procedure? I like to think I'm quite an intelligent person, and from everything I've read about it, it really doesn't seem that difficult to me. Perhaps I'm missing something. But all the lists on the various websites that recommend when to use professional services, none if these apply to my husbands estate, it all seems fairly straightforward to me. The only reason I have to apply for probate in the first place is that he owned a property that was in his name only, not joint names, everything else was in joint names. Any advice from people with experience of applying for probate? Thanks
    £6,500 is a total rip off! If you are a reasonably intelligent person and can work methodicly through all the paperwork you can easily do it yourself. There is planty of help here . Perhaps better to start yoiur own topic rather than using this one that may not be strictly relevant to your circumstances.
  • Mojisola wrote: »
    He definitely doesn't have your best interests at heart!

    That's shocking. :(

    Yeah that's what I thought. I may be a lonely widow, but I'm not stupid:rotfl:
  • £6,500 is a total rip off! If you are a reasonably intelligent person and can work methodicly through all the paperwork you can easily do it yourself. There is planty of help here . Perhaps better to start yoiur own topic rather than using this one that may not be strictly relevant to your circumstances.


    Thank you, I shall do that
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