Builder asking for too much money upfront for extension and shed builds

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  • teneighty
    teneighty Posts: 1,347 Forumite
    edited 1 February 2018 at 1:49PM
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    Deposit protection insurance is available but I have never used it so have no idea how much it costs.

    See if you can pay by credit/Visa card. Some builders accept them ask your builder.

    Some trade associations offer deposit protection schemes, ask if your builder is a member of one.

    Personally I've never paid a deposit unless for specialist materials that are being made to order. If you have a good building contract in place the builder shouldn't need to take a deposit but builders seem to not trust written contracts...I wonder why?
  • Doozergirl
    Doozergirl Posts: 33,839 Forumite
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    LandyAndy wrote: »
    Since when has ' become !!!8217; ?

    As of yesterday afternoon, when I can't revolve my phone to access the 'edit' button and MSE randomly decides not to post - like the post after my last one apologising.

    Im on my laptop now. I wonder if I have apostrophes.

    EDIT: I do. Something to do with my phone!
    Everything that is supposed to be in heaven is already here on earth.
  • Mutton_Geoff
    Mutton_Geoff Posts: 3,820 Forumite
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    For my last big project, prior to starting I did a credit check on the builder using www.ccssolutions.co.uk (no connection, just happy customer). I got an 11 page report with recommended credit limits etc which cost me £25 plus VAT.


    I didn't need to pay anything up front since the builder had just had a big job postponed and could fit me in sooner.
    Signature on holiday for two weeks
  • krmach
    krmach Posts: 37 Forumite
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    Just a quick update on this. After a lot of back and forth between myself and builder regarding deposit. The builder eventually offered that I pay 1/3 of the deposit and the rest nearer the build as the insurance backed guarantee covers only 90 days. So I'm very happy I stood my ground. I was prepared to walk away and start the tender process all over again but thankfully didn't have to do it. I'm fine paying a deposit but I also need protection for my money and that's the bottom line.

    Thanks to everyone who replied, really helpful advice.
  • PhilE
    PhilE Posts: 566 Forumite
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    Bob is talking nonsense. Don't go with him, you'll probably have more problems to come.

    We're all telling you this for a reason. Drop him.
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