Benefit for landlord who is renting other city

landlord2016

Can a landlord claim benefit if he lives other city as renting.
Scenario like this
Family
Husband wife and a disable child
Husband is working earning 7.5 per hour . Hour varies week to week.
Gross yearly income 16,000.
Rental profit (Husband/wife joint mortgage) Expecting <3000
Property Price 100,000 (Mortgage 84,000)

Current benefit
Child benefit
DLA for child in wife bank account (310.60 for 4weeks)
CA for wife to look after child.

Is this family eligible housing benefit and child tax credit ?

jessex1990

landlord2016 wrote: »

Can a landlord claim benefit if he lives other city as renting.
Scenario like this
Family
Husband wife and a disable child
Husband is working earning 7.5 per hour . Hour varies week to week.
Gross yearly income 16,000.
Rental profit (Husband/wife joint mortgage) Expecting <3000
Property Price 100,000 (Mortgage 84,000)

Current benefit
Child benefit
DLA for child in wife bank account (310.60 for 4weeks)
CA for wife to look after child.

Is this family eligible housing benefit and child tax credit ?

The only way to find out if they are entitled to housing benefit would be if they went to their local council and filled out the form. They would be paid the local LHA rate for the amount of bedrooms the law deems they need which will be the governments contribution towards their rent.

Getting Carers Allowance and DLA suggests that she *may* be entitled to claim Income Support as well.

In regards to child tax credit it depends on how many hours he works, if one week he works x amount he is entitled and if the next week he works y amounts then hes not entitled that month. The only way to find out is to apply, they might ask him to keep track of the hours he works and send them to Tax Credits to work out how much to pay every week.

Topcat1982

Property Price 100,000 (Mortgage 84,000)

This rental property is an asset, so that £16k would stop you claiming HB anyway.

You should be able to claim CTC based on your estimated income

landlord2016

Many thanks.

q1) If the assets calculated for rental property is 16000,
But Personal credit card loan is 15000 .Does it have any affect ?

q2) When calculating wife income , is DLA included?
DLA for child but comes wife bank account?

poppy12345

landlord2016 wrote: »

Many thanks.

q1) If the assets calculated for rental property is 16000,
But Personal credit card loan is 15000 .Does it have any affect ?

q2) When calculating wife income , is DLA included?
DLA for child but comes wife bank account?

1/ The debt won't take away the assets, the property is still an asset.
2/ DLA isn't means tested so won't count.

Brighty

The DLA is your child's money, not your wife's, so is not included in her income, even though it is paid into her account

poppy12345

Brighty wrote: »

The DLA is your child's money, not your wife's, so is not included in her income, even though it is paid into her account

Which is exactly what the OP stated....

Guest101

Hold on, the LL is the family? living elsewhere?


What happens when tenant doesn't pay rent? Or when house needs repairs?


Why not liquidate the asset now?

Brighty

poppy12345 wrote: »

Which is exactly what the OP stated....

I know, but the OP then asked

q2) When calculating wife income , is DLA included?

So i answered. Your reply about it not being means tested, didn't answer their question, contributory JSA isn't means tested, but it still counts as income, same with SSP or maternity pay, but DLA doesn't, because it's not the wifes money, means tested or not is irrelevant

poppy12345

Brighty wrote: »

I know, but the OP then asked

q2) When calculating wife income , is DLA included?

So i answered. Your reply about it not being means tested, didn't answer their question, contributory JSA isn't means tested, but it still counts as income, same with SSP or maternity pay, but DLA doesn't, because it's not the wifes money, means tested or not is irrelevant

I did answer the question because it wouldn't be counted even if it was her DLA...thank you.

Sncjw

I would have thought they will say no because you own a property that you could move into.