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Very old debt

Hi,
I hope this is the correct forum.

I have a debt that is ancient. I've been paying £10 per month via standing order to BCW for as long as I can remember.
I've been searching all morning to see if this company have a website and I can't find a thing. There are contact details but I would rather not telephone or write to them as they currently don't have up to date contact details for me.

I've no clue whether this debt is almost paid or even whether it has been fulfilled.

Does anyone know if BCW are still in business? If so, what action can they take if I cancel my SO? This debt is approximately 10-15 years old and I believe that I've been paying it for around 7-8 years.

Many Thanks in advance

Comments

  • MABLE
    MABLE Posts: 4,239 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As far as I aware they are in business and their telephone number is 0141 562 2623
  • sourcrates
    sourcrates Posts: 31,833 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    What type of debt was it ?

    One covered by the consumer credit act ?

    Loan, card, catalogue?

    Do a CCA request (Google it if your unsure what it is) unlikely after all this time they will be able to comply.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • PixelPound
    PixelPound Posts: 3,064 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If you are paying by SO, then it keeps sending money until you stop it, so you could have overpaid it
  • jessex1990
    jessex1990 Posts: 137 Forumite
    nic_c wrote: »
    If you are paying by SO, then it keeps sending money until you stop it, so you could have overpaid it


    This, you are going to have to call them and ask for your balance if you have overpaid you get a nice return, if you have underpaid just pay it off already.
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