We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Very old debt

carriesmonkies
Posts: 16 Forumite

Hi,
I hope this is the correct forum.
I have a debt that is ancient. I've been paying £10 per month via standing order to BCW for as long as I can remember.
I've been searching all morning to see if this company have a website and I can't find a thing. There are contact details but I would rather not telephone or write to them as they currently don't have up to date contact details for me.
I've no clue whether this debt is almost paid or even whether it has been fulfilled.
Does anyone know if BCW are still in business? If so, what action can they take if I cancel my SO? This debt is approximately 10-15 years old and I believe that I've been paying it for around 7-8 years.
Many Thanks in advance
I hope this is the correct forum.
I have a debt that is ancient. I've been paying £10 per month via standing order to BCW for as long as I can remember.
I've been searching all morning to see if this company have a website and I can't find a thing. There are contact details but I would rather not telephone or write to them as they currently don't have up to date contact details for me.
I've no clue whether this debt is almost paid or even whether it has been fulfilled.
Does anyone know if BCW are still in business? If so, what action can they take if I cancel my SO? This debt is approximately 10-15 years old and I believe that I've been paying it for around 7-8 years.
Many Thanks in advance
0
Comments
-
As far as I aware they are in business and their telephone number is 0141 562 26230
-
What type of debt was it ?
One covered by the consumer credit act ?
Loan, card, catalogue?
Do a CCA request (Google it if your unsure what it is) unlikely after all this time they will be able to comply.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
If you are paying by SO, then it keeps sending money until you stop it, so you could have overpaid it0
-
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards