We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Partial Settlement
Amy91x
Posts: 7 Forumite
Hi
I emailed CapQuest to clarify how much I still owe. They told me and offered me £5 off if I paid the remaining £141 in full and then said it would show on my credit record as a partial settlement.
Is a partial settlement worse than just a settled? Because I'd rather pay the extra £5 if the partial is going to affect my credit score anymore than a normal settled would.
Hope this makes sense!
I emailed CapQuest to clarify how much I still owe. They told me and offered me £5 off if I paid the remaining £141 in full and then said it would show on my credit record as a partial settlement.
Is a partial settlement worse than just a settled? Because I'd rather pay the extra £5 if the partial is going to affect my credit score anymore than a normal settled would.
Hope this makes sense!
0
Comments
-
For a fiver, I'd be settling in full.
The score means jack, but you want the best looking credit file you can get.0 -
Yeah, for a fiver it's not worth just a 'partcial' settlement.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards