St James Place

msallen

capital0ne wrote: »

Maybe Dunsty could offer a view here on SJP.

I see he already has here:

https://forums.moneysavingexpert.com/discussion/5847458/st-jamess-place-can-i-do-better

Why on earth would he bother on a year old thread, especially when as you say he has elsewhere recently.

Voyager2002

wjr4 wrote: »

Avoid st James place at all costs! a local ifa will be than them!

The comment is a little extreme: they are not a criminal enterprise!

SJP offer a high level of customer service and charge accordingly. My late father used them: he had mobility issued and so it was helpful than an advisor came to visit him at home. Obviously he paid handsomely for this level of service.

Personally I would prefer to make my own investment decisions rather than paying hefty fees for someone else to do the work, but that is a personal decision. SJP are right for some people... but such people are unlikely to be on MSE!

jamei305

I am sure any IFA would be happy to travel to a client's home for far less than an initial fee of 5% and an ongoing charge of 2%.

want_to_save

i know ifa's that charge ongoing 0.75% will do home visit and not charge 5% initial. stay well away from SJP