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Help with land registry notice

Rushey75
Posts: 1 Newbie
Hi, can anyone HELP please
My partner and I lived together as Man and Wife for 28 years and back in 1996 we decided to buy our own home after 9 years renting with a Housing Association(Have a copy of Tenancy agreement). So I applied for a mortgage this was refused due to a ccj from Northwest water in my name only as I was the bill payer at that time. So we decided that my partner would start work so she could apply for a mortgage, 2 years later she applied for a mortgage in her name and was accepted, the price of the house was £29,950.00.She borrowed £19,950.00 as we had £10,000.00 deposit £5,000.00 each from a tenants incentive scheme.In January 2008 we decided to consolidate all our debts by remortgaging the house in joint names and putting my name on the tilt deeds the remortgage was completed but the deeds never got changed as agreed. In January 2015 she request to change tilt deeds(Have bank letter as proof) In January 2016 we separated In March 2016 she request to change tilt deeds(Have bank letter as proof). Have spoken to a Solicitor who said I should apply for a land registry notice so I filed the HR1 form, this was the wrong form I've been told that I should apply RX1 and also been told Form a I'm just a bit confused as to which if any or both!
Any advice would be gratefully received
Kind regards
Rushey75
My partner and I lived together as Man and Wife for 28 years and back in 1996 we decided to buy our own home after 9 years renting with a Housing Association(Have a copy of Tenancy agreement). So I applied for a mortgage this was refused due to a ccj from Northwest water in my name only as I was the bill payer at that time. So we decided that my partner would start work so she could apply for a mortgage, 2 years later she applied for a mortgage in her name and was accepted, the price of the house was £29,950.00.She borrowed £19,950.00 as we had £10,000.00 deposit £5,000.00 each from a tenants incentive scheme.In January 2008 we decided to consolidate all our debts by remortgaging the house in joint names and putting my name on the tilt deeds the remortgage was completed but the deeds never got changed as agreed. In January 2015 she request to change tilt deeds(Have bank letter as proof) In January 2016 we separated In March 2016 she request to change tilt deeds(Have bank letter as proof). Have spoken to a Solicitor who said I should apply for a land registry notice so I filed the HR1 form, this was the wrong form I've been told that I should apply RX1 and also been told Form a I'm just a bit confused as to which if any or both!
Any advice would be gratefully received
Kind regards
Rushey75
0
Comments
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Post this on the Housing Board, lots of knowledgable people there and the Land Registry post too.0
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An HR1 is used to protect your rights under the Family Law Act
If the property is registered in your partner's sole name then this may be applicable depending on your circumstances - you refer to living together as man and wife so if that means you are not married then you may not be able to register the interest using form HR1
The alternative, if that is the case, is to register a restriction using form RX1. But you need to understand what your interest is and how best to protect it. Our PG 19 section 3 explains how to apply for a restriction in more detail but it is a complex area of land registration
We can't tell you how best to protect your interest in such cases and can only really signpost the guidance I have linked you to and the forms needed. As such I would strongly recommend seeking legal advice or contact your CAB to see if they are able to assist.“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
As the Land registry rep says, if you are married, then use the MH1. If not, you will have to use the RX1. The MH1 is very simple and you can do it yourself. The RX1 is more complex and you would do well to get advice to help get it right.All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)0
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