We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Santander to Lloyds

Hi everyone, on Saturday around 12:30 in the afternoon, my friend sent me 20 quid to my Lloyds account with her phone on Online Banking from her Santander account.
She said it might take a couple of hours, but I should get it the same day. I double checked that I sent her the right sort code and account number, and I did, and I've just asked her to double check she wrote it right when sending the money. It's now Monday (obviously) and I still haven't gotten the money. I noticed in the morning it wasn't there, so I waited until now to see if it came by, but so far nothing.
Like I said she's going to double check if the info she wrote in when sending it was right, and if it was, is there a reason why the money wouldn't go through, or why it's taking a while? Is this common for Santander?
When I have money sent to me from Barclays, Natwest, Halifax, etc, it comes through instantly.
If the info is right, should I wait another day or two or contact my bank?
Thanks in advance for any help :)

Comments

  • Geoff1963
    Geoff1963 Posts: 1,088 Forumite
    Contact the bank. It may be just going through their systems, but something is holding it up.

    I'm guessing your friend's account is showing that it's gone, but that might just mean the banks are arguing over who owns it.

    A trick I use to keep track of things, is to make the numbers obscure, such as £20.01 or £20.02 etc. which are easier to spot. Cash withdrawals will always be multiples of £5.
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    Check at 8.30pm
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    Well
    ............
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    Weekend payments might not get processed until the next working day.

    Processing date Monday.

    Latest legal arrival time close of business Tuesday.
  • Don80
    Don80 Posts: 300 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    If both banks use the Faster Payments System it should "normally" take 2 hours. If it was done outwith working hours it may be processed the next day, so should show up by the end of business today. If it's going through BACS it could take 3 working days. Faster Payments states "As a minimum, all electronic payments must be made available by the end of the next business day."
  • AndyPK
    AndyPK Posts: 4,404 Forumite
    Part of the Furniture 1,000 Posts
    I reckon she never sent it !
  • eskbanker
    eskbanker Posts: 38,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Don80 wrote: »
    If it's going through BACS it could take 3 working days.
    BACS isn't an option for personal customers sending money from bank to bank so this isn't relevant here....
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.