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Measuring IFA performance

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  • bostonerimus
    bostonerimus Posts: 5,617 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    dunstonh wrote: »

    VLS20 has no capital security and is not the lowest risk category. Anything that made 10% in a year can lose 10% in a year. And there are people out there who call themselves low risk who get scared when their portfolio goes down 2%. let alone 10%

    Very true, no guarantee and the possibility of losses, but it is lower risk that some other funds and more risky than a savings account. It was offered as an example on the risk spectrum.....the year before last I think VLS20 only returned 1% or 2%.
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
  • cookie365
    cookie365 Posts: 1,809 Forumite
    Thank you @dunstonh, that's exactly what I was after
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