We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Conflicting credit scores - both Experian!
Sdp459
Posts: 2 Newbie
Hello all,
This is my first post and I hope someone can help as I'm quite confused!
I have checked my score on MSE credit club which has increased gradually over the last 6 months. I have not checked Experian Credit Matcher (ECM) for some time and checked it today and was shocked to see the score was completely different to MSE.
MSE - 973 excellent
ECM - 537 very poor
How are they so different when both are Experian??
For reference Clearscore is 549 and Noddle 560 2/5.
Noddle is the only one showing default which I paid in full last October but is still not showing as satisfied - currently sorting this out.
Can anyone shed any light?
Thank you
This is my first post and I hope someone can help as I'm quite confused!
I have checked my score on MSE credit club which has increased gradually over the last 6 months. I have not checked Experian Credit Matcher (ECM) for some time and checked it today and was shocked to see the score was completely different to MSE.
MSE - 973 excellent
ECM - 537 very poor
How are they so different when both are Experian??
For reference Clearscore is 549 and Noddle 560 2/5.
Noddle is the only one showing default which I paid in full last October but is still not showing as satisfied - currently sorting this out.
Can anyone shed any light?
Thank you
0
Comments
-
The scores are little more than random and will bounce around like a fat kid in a bouncy castle.
No one sees or cares about them apart from you.
Ignore all of them.0 -
If no-one cares about them, why are there so many posts about them? Would like to know which one lenders see before I apply for a loan!0
-
Becase the CRAs have done a great job of telling people that scores matter, and a lot of people buy it.
Lenders don't see any of them. They only see the data.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.6K Banking & Borrowing
- 253.8K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.7K Work, Benefits & Business
- 601.6K Mortgages, Homes & Bills
- 177.7K Life & Family
- 259.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards