Charged for using debit card

teddysmum

You are indirectly charged for using your debit card anyway. It is stated on some supermarket receipts that a portion of the charge goes to the card company (I think they get to buy the goods at a reduced rate,so keep the difference.)


I do recall in the late 1980s,going to Co-operative travel to book a holiday and being told (to my surprise) that there would be a (4%) surcharge for paying by debit card (only being aware of credit card charges). This worked in my favour,as I went to withdraw cash and on my return found that the holiday offer had improved, giving two free child places instead of just one.

sue_marie

eskbanker wrote: »

If they removed the word 'card' then that would be fair enough as it would be a standard booking fee applied across all payment methods (including cash)

That raises a whole different issue - because it would then be impossible to buy a £15 ticket for £15.

eskbanker

sue_marie wrote: »

That raises a whole different issue - because it would then be impossible to buy a £15 ticket for £15.

I agree that the use of across-the-board booking fees are a different issue (and said so earlier in the thread in the brief surcharge versus booking fee debate) but do believe that such booking fees are both legal and widespread so don't think that there is any obligation for any seller to make tickets available at face value and no more.

Try buying tickets for a West End theatre show or any other major event without incurring some form of unavoidable booking/admin/transaction fee (independent of card and/or postage charges)!

agrinnall

sue_marie wrote: »

That raises a whole different issue - because it would then be impossible to buy a £15 ticket for £15.

Some organisations used to get round this issue by making face value tickets available but only if paid for by some obscure method that very few people would have. I suspect that doesn't happen so much these days.

eskbanker

agrinnall wrote: »

Some organisations used to get round this issue by making face value tickets available but only if paid for by some obscure method that very few people would have.

They probably learned from the undisputed masters of how to bend the rules!

https://conversation.which.co.uk/travel-leisure/ryanair-cash-passport-ryanair-fees-and-surcharges/

bigadaj

teddysmum wrote: »

You are indirectly charged for using your debit card anyway. It is stated on some supermarket receipts that a portion of the charge goes to the card company (I think they get to buy the goods at a reduced rate,so keep the difference.)

Not sure where you get that from.

The major supermarkets had subsidiaries though which the payments were channelled, nothing to do with the card companies/ banks.

This was undertaken for tax reasons, separating the retail from the financial side of the business.

Why do you think this allows them (the card companies?) to buy the goods at a reduced rate and keep the difference?