spam texts from HSBC

chrisw99

Just had two texts from HSBCUKODAlt..

ACCT ****7579 16 Jun 10:34 One or more payments have been declined due to insufficient balance in your account.

And then another

ACCT ****7579 16 Jun 10:34 Some of todays Direct Debits may be reversed/not paid unless there is sufficient balance by 3.30pm.


My HSBC account doesn't end 7579. I've checked my account and it's absolutely fine, loads of balance in there.

So I'm guessing this is SPAM, but if so, what's the point, it's not asking me to do anything or call any numbers.

Or a mistake from HSBC and they've sent me a text intended for someone else.


Anyone else get these?

Browntoa

http://www.thisismoney.co.uk/money/saving/article-3401193/Beware-text-messages-purporting-bank.html


Beware text messages 'from your bank': Fraud fighters warn of sharp rise in bogus texts asking customers for account details

Browntoa

http://home.bt.com/lifestyle/money/money-tips/hsbc-text-scam-the-warning-message-aimed-at-defrauding-you-11364179543989


HSBC customers are being targeted by scammers using a text message trick to drain victims' bank accounts.
The scam starts with a text message from "HSBC." (note the full stop at the end) and warns the bank has “detected unusual login attempts on your account.”
Users are then prompted to click on a link to “verify account to avoid suspension

chrisw99

Yes, but neither of those texts are asking me to click links, ring numbers, or anything like that, so if they are scams, what's the point?

Browntoa

possible call down the line from their "fraud dept"


or its a genuine mess up by their systems

alanq

A telco foul up like this one?

http://www.liverpoolecho.co.uk/news/liverpool-news/three-mobile-down-red-faced-12930393

chrisw99

Browntoa wrote: »

possible call down the line from their "fraud dept"


or its a genuine mess up by their systems

Yeah, I'm now expecting some kind of call from my "bank" soon. If so, I'll play along with them for a bit to waste their time.

brewerdave

chrisw99 wrote: »

Yeah, I'm now expecting some kind of call from my "bank" soon. If so, I'll play along with them for a bit to waste their time.

...but they have quoted an account no. that isn't yours - sounds far more likely that they have an incorrect mobile number for the account holder - I know that some people just input random numbers when faced by a demand for a mobile no.
My original bank ask me every time for a mobile number ...and every time I refuse because the mobile signal at my home address is very flakey, but some banks now require some sort of number to even set up an account.:mad: