Debit card protection abroad

bris

The chances of a successful chargeback from a bank in the UAE are slim to none. Your bank doesn't give you the money back they need to request it from the sellers account.


Do you really think a UAE bank will be singed up to our chargeback scheme?

jonesMUFCforever

bris wrote: »

The chances of a successful chargeback from a bank in the UAE are slim to none. Your bank doesn't give you the money back they need to request it from the sellers account.


Do you really think a UAE bank will be singed up to our chargeback scheme?

The chargeback would be done via Visa and they are certainly part of that - not that I think that the OP has a hope in a successful claim.

eddddy

Chargeback may be relevant where there is a beach of contract.

In this case, that would be a breach of UAE contract law (not UK contract law).


For example, the "not as described" argument is based on UK consumer law, there may be no similar law in the UAE.

And "misrepresentation" laws may be different in the UAE - for example, it may be more of a case of "buyer beware".

System

bris wrote: »

The chances of a successful chargeback from a bank in the UAE are slim to none. Your bank doesn't give you the money back they need to request it from the sellers account.


Do you really think a UAE bank will be singed up to our chargeback scheme?

Would that be the Little England chargeback scheme?

meer53

bris wrote: »

The chances of a successful chargeback from a bank in the UAE are slim to none. Your bank doesn't give you the money back they need to request it from the sellers account.


Do you really think a UAE bank will be singed up to our chargeback scheme?

It's not OUR chargeback scheme, it's a worldwide scheme provided by Visa International, the regulations are the same wherever the card issuer is.

bukko

Thanks for all the replies.
All these posts are pretty much how our own discussion has been going.

However, the ring was delivered and we are now back in the UK.
We are going to get it valued here just to be sure it's legit, but have decided we probably won't take any further action unless there's a significant difference.

Robin9

Your son bought this ring for his wife - to her the ring will be priceless. It will never be sold and its cost/value is irrevelant.

Move on.

d123

Another point to consider is that bad debts are a criminal offence in the UAE, getting a chargeback may well get your money back but the possibility exists that the retailer could open a case with the police and if you're still in the country could be arrested and jailed, if you've left the country a warrant of arrest would be issued and you would be arrested and jailed if you ever went back or transited thorough the UAE.

Legal advice from someone conversant in UAE law might be a better starting point.

bigadaj

d123 wrote: »

Another point to consider is that bad debts are a criminal offence in the UAE, getting a chargeback may well get your money back but the possibility exists that the retailer could open a case with the police and if you're still in the country could be arrested and jailed, if you've left the country a warrant of arrest would be issued and you would be arrested and jailed if you ever went back or transited thorough the UAE.

Legal advice from someone conversant in UAE law might be a better starting point.

My understanding is that under Islamic law there is no differentiation between civil and criminal. So defaulting on a debt is basically the same as theft.

Chino

bigadaj wrote: »

My understanding is that under Islamic law there is no differentiation between civil and criminal. So defaulting on a debt is basically the same as theft.

I know nothing about "Islamic law", but this paragraph from the Wikipedia article on Islamic law implies there is just such a differentiation:

"The rules of evidence in sharia courts also maintain a distinctive custom of prioritizing oral testimony. Witnesses, in a sharia court system, must be faithful, that is Muslim. Male Muslim witnesses are deemed more reliable than female Muslim witnesses, and non-Muslim witnesses considered unreliable and receive no priority in a sharia court. In civil cases in some countries, a Muslim woman witness is considered half the worth and reliability than a Muslim man witness. In criminal cases, women witnesses are unacceptable in stricter, traditional interpretations of sharia, such as those found in Hanbali madhhab"

https://en.wikipedia.org/wiki/Sharia#Legal_and_court_proceedings