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Erin19
Erin19 Posts: 3 Newbie
in Reclaim PPI & other insurance
I have been charged nearly every month for the last year for being over my overdraft. Was wondering if someone could help me where to start reclaiming charges with tsb.

Thanks.

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    There is no possibility of "reclaiming charges" unless they have been improperly applied or if you can show that you are in the Bank's definition of financial hardship.

    Understand that any refund, should it be granted, is done as a "goodwill" gesture and is typically only of charges during the last six months.

    Are you in financial hardship, or just dipping over your overdraft?
  • dunstonh
    dunstonh Posts: 120,838 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Erin19 wrote: »
    I have been charged nearly every month for the last year for being over my overdraft. Was wondering if someone could help me where to start reclaiming charges with tsb.

    Thanks.

    Why do you think you shouldn't be charged? Were the charges wrong?

    I
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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