Telematics a con?

forgotmyname

CardinalWolsey wrote: »

Your little one's insurance is more expensive because the insurer can see how they drive, perhaps? My elder daughter should be thankful she's not asked to have one fitted.

Maybe my post is not clear. The prices on the comparison sites this year were dearer WITH a black box than quotes without the black box.

Nobody knows how my little one drives, not had a blackbox before although quotes last year were slightly cheaper with one. But not so cheap that it was worth risking one of those policies.

Just the quotes were dearer with the box.


Car54. Nah that was last year i was banned from the comparison site for doing too many quotes

This year it was a handful of cars only

MiniDriver

If your childrens' insurance premiums aren't reducing, then it's probably because of what is being shown about their driving.

Let me clarify I was referring to the first years premium - thus there is no record of how they drive.

I accept and agree that proven poor driving should be penalised.

The point I was making is that new driver premiums are not reflective of the improvements that just having a black box promotes - as pointed out by rudekid48

I can't find the detailed evidence (presumably it's confidential) but this article from Insurance Times from late 2015 makes reference to a 42% reduction in accidents involving young drivers using telematics..