MSE News: Eligible for carer's credit? Don't put your state pension at risk

edited 30 November -1 at 1:00AM in Benefits & Tax Credits
3 replies 1.7K views
Former_MSE_Sam_MFormer_MSE_Sam_M Former MSE
346 Posts
MSE Staff
edited 30 November -1 at 1:00AM in Benefits & Tax Credits
Up to 230,000 unpaid carers are putting their state pension in jeopardy by not claiming carer's credit...
Read the full story:
[URL="hhttp://www.moneysavingexpert.com/news/protect/2017/06/eligible-for-carers-credit-dont-put-your-state-pension-at-risk-by-not-claiming-it"]'Eligible for carer's credit? Don't put your state pension at risk by not claiming it'[/URL]
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Replies

  • Icequeen99Icequeen99 Forumite
    3.8K Posts
    'If you're eligible for carer's allowance you'll automatically get carer's allowance credit, which works in the same way as carer's credit - so there's no need to worry about claiming for carer's credit too.'

    Not quite accurate MSE, the credits you get with Carer's Allowance are Class 1 credits whereas the carer's credit is only Class 3.

    IQ
  • 50Twuncle50Twuncle Forumite
    10.8K Posts
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    Icequeen99 wrote: »
    'If you're eligible for carer's allowance you'll automatically get carer's allowance credit, which works in the same way as carer's credit - so there's no need to worry about claiming for carer's credit too.'

    Not quite accurate MSE, the credits you get with Carer's Allowance are Class 1 credits whereas the carer's credit is only Class 3.

    IQ

    What difference does this make to actual pension payments ?
  • Icequeen99Icequeen99 Forumite
    3.8K Posts
    50Twuncle wrote: »
    What difference does this make to actual pension payments ?

    It doesn't - just impacts on other benefits you might get due to national insurance record. I've come across a few people who have claimed the carer's credit and then tried to claim other benefits and found they can't because they are class 3.

    IQ
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