Accident damaged car value.please help

chikoo77

I had an accident a week ago, and the other party accepted the fault and their insurance(directline) sorted a courtesy car for me. My car was collected soon after the courtesy car was given.

My car is a P reg Nissan micra 1.3gx 5 door 81k miles. I bought the car from a trader in london for £1300 in april 06. I have spend about £300 on top to get new tyres,battery,cd/mp3 player etc and i DO have all the bills.

I had a call from the directline that my car is a write off and they value it to £725.

Is this worth ? What should i do to make sure that i get something better and how much max can i expect ?

I would appreciate all the help.

Thanks.

Iamthesmartestmanalive

chikoo77 wrote: »

I had an accident a week ago, and the other party accepted the fault and their insurance(directline) sorted a courtesy car for me. My car was collected soon after the courtesy car was given.

My car is a P reg Nissan micra 1.3gx 5 door 81k miles. I bought the car from a trader in london for £1300 in april 06. I have spend about £300 on top to get new tyres,battery,cd/mp3 player etc and i DO have all the bills.

I had a call from the directline that my car is a write off and they value it to £725.

Is this worth ? What should i do to make sure that i get something better and how much max can i expect ?

I would appreciate all the help.

Thanks.

Off hand that doesnt seem too bad
Is that with an excess deduction

What you have spent and what it is worth arent necessarily the same

What car valuation based on the best it can be (1997) is

Dealer £895Private £645Part Ex £545Cost New no data

harveybobbles

New tyres etc dont add value to a car.
Insurance companies go off the book price of the car. They have offered 725. Point out that it wasn't your fault and for the same car you will need around a grand to replace it with. Go on autotrader.co.uk to get some prices of similar Nissans to yours and go armed with the info.

hartcjhart

Snatch their hands of,as long as you get the £750 in your pocket,the bcar now is worth nothing,I as a dealer can buy P plate cars all day long for that money

Wig

It does seem to be about right. See if you can buy a similar one for the money. I just looked and found an R reg 1.3 gx from a dealer for 1030 ish

And lots like this, so the value is correct.

1997 NISSAN MICRA 1.3 GX 3dr Hatchback

Price:
£750

function openWindow(url, windowName, features) {window.open(url, windowName,features); }
Features:

• 67,000 miles
• MANUAL
• Mauve
• Petrol
• 3 Door Hatchback
• 1275 CC

Full Description:
Manual, 67,000 miles, Mauve, Mauve. MOT till april 2008, Very good condition, well looked after, part history, runs and drives well. Good tyres all round including spare wheel and implements. Pioneer face off radio and cd player. No pwer steering though really light to steer. First to see will buy.REDUCED FOR QUICK SALE AND HAS NOW BEEN TAXED TO FEBRUARY 2008. £750. onco

grey_lady

My car was wrote off a few years back and i was with Direct Line, the engineer who wrote it off looked in the local paper for similar cars and offered me that - i was happy with it. Check out your paper and then see if you agree with what they've offered.

LandyAndy

£725 for a nine year old Micra is a good deal. Haggle with them out of principle but don't expect too much more.