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Who can issue defaults?
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ScaredWitless wrote: »So what about the fact that Drydens, who don't owe the debt, issued a default on with the CRA!?
Only the owner of the debt can register a default against your credit file.
I would ask for clarification, and then send a written complaint if what you say is true.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
I've just had an email from the Compliance Officer at Drydens and he has said he will provide me with a final response in due course.
He asked me for a screen shot of my CRA which I happily provided.
Its interesting to note that the entry refers to Fairfax Solicitors LTD, whoever this company disolved in 2003, and yet were the same address as Drydensfairfax Solicitors.
Curious isn't it!!0 -
ScaredWitless wrote: »I've just had an email from the Compliance Officer at Drydens and he has said he will provide me with a final response in due course.
He asked me for a screen shot of my CRA which I happily provided.
Its interesting to note that the entry refers to Fairfax Solicitors LTD, whoever this company disolved in 2003, and yet were the same address as Drydensfairfax Solicitors.
Curious isn't it!!
They are one and the same company.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
If Drydens refuse to remove the default when they don't owe the debt, what is my next step please?0
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