Switch to HSBC

Clare43

I'm thinking of switching my First Direct account to HSBC to get the £150 incentive. I know HSBC and First Direct are part of the same group. I've checked the T&C's and it says you can't get the incentive if you switch from another HSBC account. I just want to double check if anyone knows if this will include First Direct - no mention of HSBC " group " in T&C but want to be sure before I try and switch. Thanks

soulsaver

Ist Direct is acceptable switch to HSBC, I asked.. but I didn't do it, used a dead Lloyds account after rekindling a couple of DDs.
But anyway you should ask HSBC, keep a note of contact name & time, then you have some comeback if it turns out incorrect.

YorkshireBoy

Condition 4b has a footnote. The footnote says to me that ownership and indeed switch from (because it isn't expressly forbidden) an FD account is possible.

Consumerist

Today, I tried to use the link in the latest MSE newsletter to the HSBC Advance account but, from a direct link on Google, the HSBC site says that the Advance account cannot be applied for online.

Anyone else had this problem?

smoulder

Consumerist wrote: »

Today, I tried to use the link in the latest MSE newsletter to the HSBC Advance account but, from a direct link on Google, the HSBC site says that the Advance account cannot be applied for online.

Anyone else had this problem?

Go here:
https://www.hsbc.co.uk/1/2/current-accounts/hsbc-advance

Then scroll down for the red "apply" buttons.

I did have problems with pages timing out during the application process (HSBC limit not my internet) but it seemed to work after the third time I input all the information they wanted.

Brewer20

I'm thinking of switching to HSBC, I have been a First Direct customer for years.
Having read all the T & C's I assumed that I could switch from FD no problems, it doesn't say you can't. I needed some cash yesterday so popped into an HSBC branch of the city I was in. Whilst in there I was about to walk out and spotted the switch to us and get £200 sign and it jogged my memory. Being as there were two assisants standing idle I asked them both (they were together) "can I get the the £200 switch money switching from a FD account?" both in almost unity said "no you can't" My reply was but nowhere in the T&C's online does it say this, they said it does somewhere in there. Not one to argue I said I'll delve a little deeper when I get back home. My findings, it doesn't mention anything re FD switching.
I then went on live chat on the HSBC website and asked the question again, "do I get the switch bonus bla bla.." the immediate reply was yes you do sir, can we hlep with anything else?"

Now a delemma if you apply for an HSBC account online (you can) you need to either go into a branch to complete the switch or do it by phone, apparently that part of the deal can't be done online. Are FD customers going to get knocked back if going in a branch to do the switch?

BTW I already have TSB, Nationwide and Tesco accounts, I just want to gain a few more £'s by doing the switch of one of my FD accounts, it earns me nowt at present.

gatters

In the Terms and Conditions pdf there's a specific remark at the bottom.

*2 You may hold a first direct and/or a M&S bank current account and still qualify.

badger09

gatters wrote: »

In the Terms and Conditions pdf there's a specific remark at the bottom.

*2 You may hold a first direct and/or a M&S bank current account and still qualify.

I don't think that implies that you can switch a First Direct or M&S account and qualify for the incentive, just that you are not ineligible if you hold an account with one of those banks, as you are if you already hold an account with HSBC.:cool:

However, as others have said, there is nothing in FD's switch incentive T&C which excludes switches from FD or M&S from the offer:).

Brewer20

^^^ So going back to me asking in branch about switching, see my post above

*2 You may hold a first direct and/or a M&S bank current account and still qualify.

it sort of blows them out of the water so to speak.