Virgin credit card application

FeelingLighterAlready

I applied online for a Virgin credit card, 24 months interest free on Friday morning and I received an email saying:

"We are considering your application based on the information you have provided, and will be in touch again soon."

I haven't had any response since then & wonder if this might mean that I have been rejected?

[Deleted User]

No. It means your application has been referred.

SnowTiger

FeelingLighterAlready wrote: »

I applied online for a Virgin credit card, 24 months interest free on Friday morning and I received an email saying:

"We are considering your application based on the information you have provided, and will be in touch again soon."

I haven't had any response since then & wonder if this might mean that I have been rejected?

I also applied Friday and got the same message, despite their check before you apply service saying my application would be accepted if I applied.

I received an acceptance email this morning just after 9am:

We are delighted to confirm that your application for a Virgin Money Credit Card has been approved.

It was my fourth credit application within a month. I was a little concerned it would be rejected.

FeelingLighterAlready

That's great good for you SnowTiger!

Did you apply for a balance transfer too?

I keep refreshing my emails as really want to see the same message ha.

FeelingLighterAlready

I was also told I would definitely be accepted from this website prechecker for Virgin credit card at 24 months...

FeelingLighterAlready

Received a letter today saying they are close to making a decision on my application. They just need proof of my identity and address, so I have posted off today a copy of my passport and driving licence, as they requested.

Does this mean I may be accepted? Has anyone else had the same experience of sending proof of ID and then being accepted or rejected recently? I know some have in the past from checking out other posts just wonder if lately?

[Deleted User]

If they're satisfied with the ID check, then you are likely to get the card.

But there's no point in comparing yourself with others' experiences - some will be accepted, some will still be declined at this stage.

FeelingLighterAlready

Just received an email to say I have been approved and my card is on the way! They have given me a credit limit of £3,300 which is 2k more than what I requested for a balance transfer so am very pleased as this is going to massively help out in the short term but also improve my credit rating in the longer term ��