We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Safer way to pay for hotel rooms online?

longwalks1
longwalks1 Posts: 3,834 Forumite
Part of the Furniture 1,000 Posts Name Dropper
We are planning to visit thailand later this year, 3 or 4 different resorts and by booking through to hotel websites themselves, prices are approx 10% cheaper than on Hotels.com and other booking websites. Is there a 'safer' way to pay for the rooms? Or is debit and credit card pretty much the same? Am i likely to need any protection that comes with CC payment?

They're all higher end and reputable hotels, so doubt they'll be going out of business, but wasnt sure of anything else that may cause me to need to use any protection offered?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Credit cards provide much more protection than debit cards
  • eskbanker
    eskbanker Posts: 37,846 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    On the comparison between booking direct and going via consolidators, going direct preserves your section 75 credit card rights but you might find (as I have sometimes) that hotels' own websites exclude taxes and fees from their headline prices, whereas these tend to be included on aggregator sites, so make sure you're comparing fully-loaded costs on a like-for-like basis.

    Many websites will also levy surcharges for credit cards but not debit cards, so the extra protection often isn't free....
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.