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HELP! How else can I improve my credit score?

tessieboo123 · 2017-06-04 16:30:51

My partner and I were looking to buy a house and discovered that we both had very poor credit scores. We were told by our mortgage adviser that despite the fact we have saved a good deposit and could technically afford the mortgage we were looking at, we could not secure a mortgage. I've looked at both our credit files and…

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Geoff1963 Posts: 1,088 Forumite

5 June 2017 at 9:05PM

You need to wait until a statement has been generated and then pay in full before the due date.

Good point. I have sometimes run up a large balance, then paid it off before the statement ; but that doesn't help anything. The key to credit scores is activity.

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HELP! How else can I improve my credit score?

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