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life assurance

hi all
im writing on behalf of me mother as to her life assurance policy,
she had been paying in for over 20 years and because the policy was quite dear she has now stopped the policy, she is wondering now if she could claim any of the money back that has been paid.
many thanks if any one can help with this topic
gaz

Comments

  • dunstonh
    dunstonh Posts: 120,329 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    she had been paying in for over 20 years and because the policy was quite dear she has now stopped the policy, she is wondering now if she could claim any of the money back that has been paid.
    Why should she be able to claim any of the money back?

    Was stopping the premiums the right thing to do? Many whole of life plans (which i assume was the policy here) have a maximum age they collect premiums. After that age they stop premium collections but retain benefits as if they were being paid. Did she check to see if this was the case for her?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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